Risk Intelligence Dashboard
The Risk Intelligence Dashboard quantifies compliance performance in financial terms. It connects operational activities to the metrics that CFOs, risk managers, and underwriters use to evaluate organizational health.
Four Cost Pillars
Section titled “Four Cost Pillars”AlignSure measures compliance impact through four interconnected cost frameworks:
Cost of Health
Section titled “Cost of Health”Tracks the financial impact of employee health and injury:
- Workers’ compensation claim costs (medical + indemnity)
- Injury duration and return-to-work lag time
- Lost workday rates compared to industry benchmarks (BLS data)
- Recovery plan costs and medical provider expenses
Cost of Risk
Section titled “Cost of Risk”Measures insurance and liability exposure:
- Loss ratio tracking
- Experience Modification Rate (EMR) projection
- Loss adjustment expense (LAE)
- Certificate of Insurance coverage gaps and exclusion exposure
Cost of Compliance
Section titled “Cost of Compliance”Quantifies the operational cost of maintaining compliance:
- Audit preparation time and cost
- Reviewer hours by framework
- Documentation cycle times
- Regulatory penalty exposure from gaps
Cost of Technology
Section titled “Cost of Technology”Tracks the cost and effectiveness of compliance technology:
- License costs across compliance-related systems
- AI accuracy rates and improvement trends
- User adoption metrics (% of roles under AI oversight)
- Integration effectiveness with existing systems
Benchmarking
Section titled “Benchmarking”The dashboard includes industry benchmarks from public data sources:
- BLS — Injury and illness rates by industry and occupation
- NCCI — Workers’ compensation baseline metrics
- HHS OCR — HIPAA enforcement trends and penalty data
- OSHA — Inspection and citation data by industry
Your organization’s metrics are compared against these benchmarks to identify areas of over- or under-performance.
Underwriter-Ready Outputs
Section titled “Underwriter-Ready Outputs”The dashboard produces evidence packages formatted for:
- Stewardship reports — Annual summaries for insurance carriers
- Audit evidence — Framework-specific documentation for regulators
- Executive summaries — Board-level cost and trend analysis
- Renewal packages — Supporting documentation for insurance renewals