Workers' Compensation Compliance

AlignSure documents the full lifecycle of workers’ compensation compliance — from injury reporting through claim resolution and return to work.

Coverage

First Report of Injury (FROI)

• State-specific FROI field validation
• 24-48 hour filing window tracking in Compliance Calendar
• Automated completeness checks before submission
• Evidence archival of filed reports

Experience Modification Rate (EMR)

• Current EMR tracking and historical trend
• Premium impact calculation (EMR × manual premium)
• 3-5 year lookback period monitoring
• Benchmark comparison against 1.0 baseline

Return-to-Work Planning

• Modified duty documentation through Job Role Validation
• Essential duties mapping for transitional assignments
• Recovery timeline tracking
• Medical provider coordination documentation

FROI Workflow

Injury Reported → FROI Generated → Completeness Check → Filed → Evidence Archived
     ↓                                                            ↓
Calendar Entry Created                                    RTW Plan Initiated
(24-48 hr filing window)                                 (if applicable)

Every step is identity-bound — the person who filed, the person who validated, the person who approved.

Financial Tracking

The Risk Intelligence Dashboard tracks workers’ compensation costs across:

• Medical costs — Treatment expenses by claim
• Indemnity costs — Wage replacement by claim
• Loss adjustment expense — Administrative costs of claim management
• Total incurred — Combined cost per claim and per year

These roll up to EMR projections and inform stewardship report outputs for carrier renewal discussions.

Industry Benchmarks

AlignSure includes BLS and NCCI benchmark data for:

• Injury rates by industry (NAICS) and occupation (SOC)
• Days away from work by injury type
• Average claim cost by classification
• Regional rate variations