Certificate of Insurance Review

AlignSure automates the review and tracking of Certificates of Insurance across your vendor and subcontractor relationships.

What It Validates

For each COI, the Document AI Review Copilot checks:

• Coverage types — General liability, professional liability (E&O), workers’ compensation, auto liability, umbrella/excess
• Limits — Minimum coverage amounts against your contractual requirements
• Endorsements — Additional insured status, waiver of subrogation, primary/non-contributory
• Exclusions — Coverage exclusions that may create uninsured exposure
• Dates — Effective and expiration dates, with automatic calendar entries for renewals
• Named parties — Certificate holder accuracy, additional insured verification

Tracking

The Key Relationships CRM maintains a registry of all COI relationships:

• One record per vendor/subcontractor
• Current COI status (valid, expiring, expired, non-compliant)
• Coverage gap history
• Renewal communication log

The Compliance Calendar generates:

• Alerts 30 days before COI expiration
• Escalation if COI is not renewed by expiration
• Periodic review reminders for high-risk vendors

Financial Impact

COI coverage gaps represent direct financial exposure. The Risk Intelligence Dashboard tracks:

• Number of vendors with current vs. expired COIs
• Aggregate uninsured exposure from coverage gaps
• Loss adjustment expense tied to COI-related claims
• Trend analysis over time